Is your family outgrowing your home?
Whether you're outgrowing your current home or looking for a better location, Aurevia helps you understand your borrowing options and find a home loan that suits your family's needs.
How we help growing families.
Buying a bigger home
Need more space for your growing family? We'll help you understand your borrowing capacity and explore suitable home loan options for your next property.
Buying before selling
Found your next home before selling your current one? We'll help you explore bridging finance and other lending options to manage the transition.
Keeping your current property
Thinking of keeping your current home as an investment? We'll help you understand your available equity and borrowing options for your next purchase.
Meet your partner in finance, RK.
Moving to a new home is an exciting step for your family, but managing the financial side of buying, selling or keeping your current property can bring some important decisions.
RK takes the time to understand your family's circumstances, explain your borrowing options and help you work out the best way to finance your next home.
From understanding your borrowing capacity to exploring how you can use your existing property, he'll guide you through the lending process, from your first conversation through to settlement and beyond.
RK is available 7am to 7pm, 7 days a week.
Talk to RK directly on 0412 517 237
What matters when buying your next home.
Your borrowing capacity
A growing family can mean changing household expenses and financial commitments. Lenders will assess your income, existing debts, living costs and dependants when determining how much you may be able to borrow.
Your existing property
Whether you sell, retain or use equity in your current home can significantly affect your financing options. Understanding the implications of each approach can help you plan your next purchase.
Timing your purchase and sale
Buying and selling don't always happen at the same time. Settlement dates, bridging finance and temporary repayment commitments are important considerations when coordinating your move.
Let's talk about your next move.
Not sure where to start? That's exactly what the discovery call is for. Tell us a little about your situation and we'll take it from there. No obligation, no credit checks, just a straightforward conversation about what's possible.
Frequently Asked Questions.
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Your borrowing capacity will depend on your household income, existing debts, living expenses, number of dependants and the lender's assessment requirements. If you already own a property, your available equity and plans for your existing mortgage may also influence your options.
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Potentially. Bridging finance or other lending arrangements may allow you to purchase a new property before selling your existing home. Eligibility depends on your financial position, available equity and the lender's requirements.
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Yes, depending on your circumstances. If your property has increased in value or you've reduced your mortgage balance, you may have equity available to support another purchase. Lenders will also assess your ability to manage the additional borrowing.
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Your existing mortgage is generally repaid from the proceeds of the property sale at settlement. If you're purchasing another home, you may need a new loan, although some lenders offer loan portability arrangements that allow eligible borrowers to transfer an existing loan to another property.
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Potentially. You may be able to retain your current property and rent it out while purchasing another home. Lenders will assess your existing mortgage, proposed rental income, borrowing capacity and available equity to determine which lending options may be suitable.
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It can. Lenders consider household living expenses and the number of dependants when assessing borrowing capacity. Costs such as childcare, schooling and changes in household income may influence how much you're eligible to borrow.