Ready to invest in property?
Whether you're purchasing your first investment property or expanding an existing portfolio,
Aurevia helps you explore suitable lending options and understand how to finance your next investment.
How we help property investors.
Buying your first investment
Taking your first step into property investment? We'll help you understand your borrowing capacity and explore investment loan options suited to your circumstances.
Growing your portfolio
Planning another property purchase? We'll help you assess your borrowing options, existing commitments and available equity to support your next investment.
Refinancing your investment loans
Reviewing your existing investment mortgage? We'll help you compare interest rates, loan features and refinancing costs to see whether switching makes sense.
Meet your partner in finance, RK.
Investing in property involves more than choosing the right property. How you finance your purchase can affect your cash flow, borrowing capacity and ability to invest again in the future.
RK brings firsthand property investment experience and takes the time to understand your circumstances, your existing property commitments and what you're looking to achieve.
From exploring suitable investment loan options to managing your application and guiding you through settlement, you'll work directly with RK throughout the process.
RK is available 7am to 7pm, 7 days a week.
Talk to RK directly on 0412 517 237
Your borrowing capacity
Existing mortgages, rental income and other financial commitments can influence how much you can borrow. Lenders assess these factors differently, which can affect your investment options.
What matters when building a property portfolio.
Your loan structure
Interest-only and principal-and-interest repayments, offset accounts and loan terms can all affect your cash flow and borrowing costs. Understanding the differences helps you make an informed decision.
Your future investments
The loan you choose now may influence your ability to borrow again. Considering your existing equity, lending commitments and longer-term plans can help you prepare for future opportunities.
Let's talk about your property investment plans.
Whether you're preparing to buy your first investment property, growing your portfolio or reviewing an existing loan, RK can help you understand your financing options and plan your next step.
Frequently Asked Questions.
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Your borrowing capacity depends on your income, living expenses, existing debts, deposit or equity, and the lender's assessment policies. Lenders may also consider rental income from the proposed property, although they generally don't count the full rental amount.
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Potentially. If you've built up sufficient equity in your home, you may be able to use some of it towards an investment property deposit and associated costs. The amount available depends on your property's value, existing mortgage and borrowing capacity.
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Investment property loans can have different interest rates and lending conditions from owner-occupied home loans. The rate available to you will depend on the lender, loan structure, deposit or equity and your financial circumstances.
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Interest-only repayments may reduce your regular repayments for a set period, but your loan balance generally won't decrease during that time. Principal-and-interest repayments gradually reduce the amount you owe. The appropriate structure depends on your financial circumstances and investment plans.
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Yes, subject to your borrowing capacity and the lender's requirements. Existing mortgages, rental income, property equity and other commitments will be considered when assessing your application. We'll help you explore suitable lending options for your next purchase.
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Yes. Refinancing may allow you to explore more competitive interest rates, change loan features or review your loan structure. It's important to consider switching costs, your current financial position and whether the new arrangement supports your investment plans.